Planned Giving

Richland Pregnancy Services is a privately funded, non-profit ministry, depending on the generosity of caring, committed people to carry on this ministry of life.

What happens when a loyal donor passes on? Unless the donor takes steps to ensure perpetual giving, the partnership dies and the contributions cease.

One way to perpetuate your generosity is to make a provision for Richland Pregnancy Services in your estate plans.

Benefits of Estate Planning
     - Ensure that your generosity will continue beyond your lifetime.

     - Providing your heirs with potential tax benefits

     - Inspiring others to follow your example. 

There are a variety of planned giving opportunities which donors may utilize to meet their charitable giving and estate planning needs. Charitable planned gifts can be an important part of any financial or estate plan, and should be made in consultation with a qualified financial planner or estate planning attorney. Following is a partial list of the various types of planned gift available:

Annuities
Donors may invest in a Richland Pregnancy Services gift annuity which, depending on their ages, will pay them an annual return of a fixed percentage of the gift, guaranteed for life, and much of the income is tax free!

Bequests
Designating Richland Pregnancy Services as a beneficiary in your will is the simplest form of a planned gift. It is also a very effective way to provide for future support of RPS.

Endowments
An endowment fund provides for a principal amount, which remains intact while the interest or dividends support the work of Richland Pregnancy Services "forever."

Life Insurance Gifts
Naming Richland Pregnancy Services as beneficiary of a life insurance policy, or buying a policy for Richland Pregnancy Services, is a way to become a major donor at a minimum cost. The premiums are tax-deductible.

Stock Gifts
The gift of appreciated stock is an excellent opportunity to convert an asset into a charitable gift. No capital gains taxes are incurred on the transfer of appreciated stocks, and the gift may be used not only as an outright gift, but also for a gift annuity, participation in the pooled income fund, an endowment or virtually any other form of planned gift.

Payable on Death (POD) Accounts
The gift that you give and still keep is made possible by designating Richland Pregnancy Services to receive the balance of your savings, brokerage or other account at the time of death. You retain the right to use all of the funds in the account throughout your lifetime. This designation is fully revocable during your lifetime and is a "no-risk" gift for those who are concerned about unforeseen expenses, but would still like to make a gift.

Charitable Trusts
Donors can place assets into a trust account, which will generate income for them or any beneficiary they designate. These accounts can produce fixed or variable income and may be revocable or permanent depending on donors' wishes. Upon the death of the trust maker and subsequent beneficiary, the money will then benefit the work of Richland Pregnancy Services.

Retirement Account Gifts
If you are planning to give to Richland Pregnancy Services through your will or estate, one of the best assets to give is one that is least valuable to your heirs. Naming Richland Pregnancy Services as the beneficiary of your pension or individual retirement account (IRA), money can eliminate income and estate taxes on that gift.

For more information on how you can make a planned gift to Richland Pregnancy Services, contact Greg Boyce at 419-529-5827 or email at Gregory.A.Boyce@mwarep.org.
 

"Each man should give what he has decided in his heart to give, not reluctantly or under compulsion for God loves a cheerful giver. And God is able to make all grace abound to you, so that in all things at all times, having all that you need, you will abound in every good work...This service that you perform is not only supplying the needs of God's people but is also overflowing in many expressions of thanks to God" II Corinthians 9:7-8, 12